Security & Trust
Financial intelligence designed around clear boundaries.
DGN Software is designed to support financial institutions without taking control away from them. Our architecture separates forecasting, explanation, access, and institutional decision-making so each responsibility remains clear, reviewable, and controlled.
Trust Through Boundaries
Designed to inform, not control.
DGN Layer is designed as a read-only decision-support system. It identifies projected timing risk and supports institutional review while leaving money movement, underwriting, approvals, disclosures, and final decisions with the financial institution.
Read-Only Architecture
DGN is designed to analyze authorized financial data without moving funds or controlling the institution's ledger.
Deterministic Core
Financial calculations are produced by transparent rule-based logic rather than generative AI.
Institutional Control
Thresholds, underwriting, approvals, compliance, disclosures, and member outcomes remain with the institution.
Controlled Demonstration
The current sandbox uses simulated scenarios and gated access for product evaluation.
Architecture
Read Only
Calculation Model
Deterministic
Final Authority
Institution Controlled
Security Principles
A security posture built around separation of responsibility.
DGN Software is designed to reduce unnecessary authority, limit data exposure, preserve calculation integrity, and keep institutional decisions within institutional systems and policies.
01
Read-Only by Design
DGN Layer is intended to operate as an awareness and decision-support layer. It does not move money, initiate transactions, control account balances, or alter the institution's ledger.
02
Deterministic Calculation Integrity
The DRAGON Engine evaluates known inputs, obligations, timing windows, reserves, and configurable thresholds through rule-based logic that can be explained and reviewed.
03
AI Separated From Financial Authority
AI may support classification, normalization, summaries, or explanations. It is not intended to replace the deterministic engine or independently make financial decisions.
04
Institution-Controlled Outcomes
DGN may surface projected risk or identify a case for review, but eligibility, underwriting, pricing, disclosures, approval, and funding remain solely with the financial institution.
05
Data Minimization
The platform is being designed to use only the information necessary for forecasting, risk identification, explanation, and authorized institutional workflows.
06
Environment Separation
Demonstration environments are separated from future production deployments. The current sandbox is designed for simulated scenarios rather than live member data.
Responsibility Boundary
DGN identifies risk. Institutions retain authority.
DGN Software Provides
The Institution Retains
Sandbox Security
A controlled environment for product evaluation.
The DGN sandbox is intended to demonstrate product behavior without requiring production banking access. It uses controlled access and simulated member scenarios so institutions can evaluate the workflow, logic, and user experience before technical integration discussions.
Gated Access
The demonstration environment requires an access code and is intended only for authorized evaluators.
Simulated Member Data
Current demonstration scenarios are fictional and are not connected to live member accounts or production banking systems.
No Money Movement
The sandbox does not initiate transfers, fund offers, change balances, or perform lending actions.
Demonstration Only
Sandbox outputs are designed to show system behavior and are not final underwriting, compliance, or credit decisions.
Security Readiness Roadmap
Building the controls and evidence required for institutional deployment.
DGN Software is in an early-stage product and security-readiness phase. Formal controls, evidence collection, testing, documentation, and third-party assurance will be developed alongside institutional pilot requirements. DGN does not currently claim SOC 2 certification or an independent security audit.
Access Controls
Formal role-based access, authorization, revocation, and least-privilege procedures.
Audit Evidence
Documented logging, change tracking, evidence retention, and control ownership.
Security Policies
Incident response, data retention, vendor management, and change-management policies.
Architecture Review
Documented data flows, trust boundaries, API scopes, and production deployment models.
Security Testing
Threat modeling, vulnerability review, penetration testing, and remediation tracking.
Third-Party Assurance
A future compliance and assurance path aligned with partner and deployment requirements.
Institutional Review
Security conversations should begin before production integration.
DGN Software welcomes early architecture, risk, compliance, and security review from credit unions, CUSOs, banks, fintechs, and enterprise partners. Production requirements will be documented and validated with each deployment environment before live data access.